PayApp is a cloud commerce mobile Wallet app for shoppers and consumers. Make Payments using your mobile phone TODAY. There is no substitute for the convenience and luxury of making purchases from your mobile phone. Some of the features of the PayApp: - You can add your current credit and or debit cards in the app. - Make payments to merchants and shops of the participating PayApp Merchants. - Get receipts of your payments instantly on your PayApp - PIN based authentication - Dynamic QR code for making payments for additional security. - PayApp has keystroke listening proof customized keyboard for additional security. - Wipe your account from the PayApp on mobile instantly. Most simple & secure mobile Wallet! PayApp is a Payment Card Industry (PCI) compliant system.